WOR's Dave Ramsey Show

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Dave Ramsey, a personal money-management expert, is an extremely popular national radio personality, and author of the New York Times best-sellers The Total Money Makeover, Financial Peace, More Than Enough, and Entreleadership.

Ramsey knows first-hand what financial peace means in his own life—living a true rags-to-riches-to-rags-to-riches story. By age 26, he had established a $4 million real estate portfolio, only to lose it by age 30. He has since rebuilt his financial life and now devotes himself full time to helping ordinary people understand the forces behind their financial distress and how to set things right. He resides with his wife, Sharon, and their three children in Nashville, Tennessee.

Misclassified Workers Can be a Costly Mistake, Attorney Warns

A combination of belt-tightening by business owners and workers alike may be prompting some companies to consider reclassifying employees as independent contractors, according to Richard Landau, an attorney who serves as employment counsel to the Retail Council of New York State.

New Law Could Boost Small-Business Capital

An important, but little known piece of federal legislation could be a big help to small businesses, according to a New York attorney. But Thomas More Griffin says the new law, aimed at making it easier to raise funds like including using Internet-based “crowdsourcing, may have some pitfalls.

Private Equity May be Poised for a Rebound, says Expert

Private equity firms are flush with cash, and that could be good news for business owners in New York and elsewhere, according to Alan Wink, director of capital markets at EisnerAmper, a CPA firm with offices across the country.

Financing Tips for a Tight Market

Business owners who feel they’re having a tough time getting loans aren’t imagining things, according to Alan Markowitz, a New York City assurance partner at Marcum LLP, a national CPA firm. But companies that take some smart steps early on, have a better shot at getting OK’d for a loan.

Finding Rewards in Gasoline Bills

With gasoline prices soaring toward the five dollar range, everyone is looking for ways to lower their gas bills. Consumers are changing travel plans, people are trying to change the way they go to work - how can you lower your gas bills? Are these reward credit cards the answer?

Consumers Spend More After Incomes Rise

WASHINGTON (AP) -- Consumers earned a little more in January and spent most of the extra money. The gains should keep the economy growing at a modest pace.